83%
of recipients complete payment.
25%
is the average utility paperless billing enrollment rate.
91%
of U.S. businesses still write paper checks.
They pick. That's the whole point.
PayPal. Venmo. ACH. Debit and credit. Digital wallets. Your recipient chooses how they want their money, right in the message. No account to create, no credential to store, nothing to download.
Most platforms decide for them. Push-to-card only works if they hold an eligible card. Choice is why our payments complete when others stall — and why the money leaves your books instead of aging on them.
Money out, in seconds — their way.
Refunds. Claims. Rebates. Security deposit returns. Settlements. Commissions. One payment or fifty thousand from the same screen.
Your recipient gets a text, confirms who they are, and picks where the money lands — PayPal, Venmo, their bank account, a wallet. You never ask for their account details, because you never need them.
More payments actually land.
When you are paying someone you may not have heard from in months, letting them choose is the difference between funds delivered and funds sitting on your books.
No undeliverable checks, no escheatment backlog.
A text reaches the phone in their hand, not the address they moved away from.
No banking details to collect, store, or protect.
They route their own money.
Approval workflows built in.
Dual authentication on every outbound payment, with a full audit trail your controller can stand behind.
Keep your billing system. Keep your payment portal. Keep your vendor.
Most organizations already have collections handled — a portal wired into the billing system, under contract, working well enough. We are not asking you to touch any of it.
VerityPay sits alongside what you have and solves the part nobody solved: getting money out the door to people, fast, without a check. Upload a list or call the API. Nothing else in your stack changes.
No rip and replace.
No CIS migration, no portal switch, no re-enrolling your customers.
Live in weeks, not quarters.
A disbursement program does not require the integration work a billing conversion does.
Start with one use case.
Deposit refunds, or rebates, or claims. Prove it, then decide what is next.
And when you're ready, we collect too.
The same platform takes payments in — bills, premiums, rent, medical balances, past-due accounts. Same choice of methods, same instant reconciliation, same single view of every transaction.
Plenty of our clients use us for disbursements only, and that is a perfectly good place to stay. But if your portal is only reaching the customers who enrolled in it, there is a conversation worth having.
-
Reaches the customers your portal never did. The people most likely to fall behind are the least likely to have enrolled.
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Every method they would expect. Cards, ACH, PayPal, Venmo, wallets.
-
One ledger if you use both. Money in and money out in a single reportable view — no exports to merge.
Disbursements only | Both directions | |
|---|---|---|
Single ledger across in and out | – | Yes |
Real-time reconciliation | Yes | Yes |
Recipient chooses their method | Yes | Yes |
Replaces your payment portal | No | Optional |
Replaces your billing system | No | No |
Reconciled the moment it clears. Not at month end or when they finally cash the check.
Every payment is tracked from the second it's sent to the second it settles. Status updates in real time. Nothing to chase, nothing to reconstruct, nothing waiting on someone to confirm it landed.
Live status on every transaction
Sent, viewed, claimed, settled. You always know where the money is.
One ledger if you use both
Money out and money in in a single reportable view, not two exports to merge.
Searchable, filterable, exportable
Pull any slice of transaction detail into your own systems whenever you need it.
Full audit log
Every upload, edit, deletion, and export timestamped and attributable. Your auditors will ask. You'll have it.
Cheaper than the check. Cheaper than the call about the check.
A paper check costs money to print, stuff, mail, track, reissue, void, and eventually escheat — and it invites the fraud exposure that comes with putting your account and routing numbers in the mail. A portal payment costs you a customer who gives up at the login screen.
VerityPay costs a fraction of either, and you only pay on completed payments.
The safest place to keep customer payment data is nowhere
Most payment platforms protect the vault. We don't have one. Because your customers route their own money at the moment of payment, their sensitive details never touch our platform — there's nothing on our side to breach, migrate, or explain to a regulator.
SOC 2 Compliant
Dual authentication and approval workflows on every outbound payment
No PII stored or collected — ever
Identity confirmed at the moment of payment, not stored in advance
Trusted inside the treasury stack.
VerityPay is offered through the treasury management groups at Zions Bancorporation and Sunflower Bank — banks that put our platform in front of their own commercial clients after their own diligence.
How it works
Send the request. Upload a list or trigger through the API. One payment or fifty thousand — same effort.
